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Outstanding loans to credit unions increased 0.5% in September, compared to an increase of 1.0% in August 2021 and an increase of 0.5% in September 2020, according to the latest monthly estimates from the cooperatives. CUNA Credit Card (MCUE).

Other mortgages led loan growth in the month, up 2.5%, followed by unsecured personal loans (2.0%), used auto loans (1.1%), fixed rate mortgages (0.8%), adjustable rate mortgages (0.7%). credit card loans and new auto loans (both up 0.1%); and home equity loans (0.02%).

Credit union savings balances increased 0.7% in September, compared to an increase of 0.1% in August 2021 and an increase of 0.7% in September 2020.%), common stocks (0, 8%) and individual retirement accounts (0.1%).

Down over the month, one-year certificates (-0.5%).

Credit union delinquency over 60 days remained at 0.5% in September.

The loan / savings ratio fell from 70.4% in August to 70.3% in September. The liquidity ratio (the ratio of funds in excess of less than one year to borrowings and other liabilities) fell from 21.7% in August to 21.0% in September.

The total number of credit union memberships rose 0.2% in September to 130.4 million.

The movement’s overall capital / asset ratio remained at 10.1% in September. The total dollar capital amount remained at $ 206.7 billion.